Privacy Policy

Last updated October 11, 2020.

Who we are

Enduring Finances respects your concerns about privacy, and we are committed to protecting it. This Privacy Policy explains Enduring Finances policies and procedures regarding information we collect about you through any method or platform. By accessing or using our website or services you agree to the terms and conditions of this Privacy Policy. If there are any terms in this Privacy Policy that you do not agree with, please discontinue use of our Site. 

What personal data we collect

We collect your personal information when you voluntarily provide it by:

  • Leaving a comment – you may be asked for a name, email address or other information.
  • Submitting a contact form – you may provide us with your name and email address.
  • Signing up for a newsletter – you can unsubscribe at any time. If you have any trouble unsubscribing, email privacy@enduringfinances.com and request to be removed.

In addition, if you contact us through email, Facebook, or other outside accounts you may provide us with additional personal information such as your name or other identifying information.

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Information routinely collected

We automatically collect certain anonymous information when you visit, use, or navigate the Site. This information does not reveal your specific identity (like your name or mailing address), but may include your device and usage information, such as the following:

  • IP address
  • browser and device characteristics
  • operating system
  • language preferences

The Site may also gather anonymous “traffic data” that does not personally identify you, but that may be helpful for marketing purposes or for improving the services we offer.

Like many businesses, we also collect information through cookies and similar technologies.

What are Cookies?

A “cookie” is a small file which is sent by a web site to your computer or mobile device. The data is stored by on your device and enables the website to recognize your browser allowing it to capture and remember certain information. For instance, we use cookies to help us understand which areas of our Site are most useful and what areas may need improvement. We also use cookies to help us compile data about site traffic and site interaction like which links are followed or how long you stay on a page. We do this so we can offer better site experiences and tools in the future.

Cookies do not typically contain any information that personally identifies a user. The Cookie will collect information relating to your use of the Website, information about your device such as the device’s IP address and browser type, demographic data and, if you arrived at the Website through a 3rd party link or URL of the linking page. 

We use cookies to:

  • Understand what areas of our Site need improvement or are most useful to users.
  • Compile data about site traffic and interactions to offer better site experiences in the future.
  • We may also use trusted third-party services that track this information on our behalf.

Controlling your Privacy

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your web browser (like Google Chrome or Internet Explorer) settings. To learn more about how to reject Cookies, visit www.allaboutcookies.org or you can obtain up-to-date information about blocking and deleting cookies for specific web browsers through these links:

If you disable cookies, some features of the Site will be disabled and some of our services will not function properly.

Who we share your data with

We do not disclose your personally identifiable information to any third parties other than those that we use to facilitate the functioning of the Site such as a hosting company and email program for mailings.

We use information obtained from cookies to analyze your use of the Site and to make appropriate changes. Promotions or advertisements displayed on our site may contain cookies. We do not have access to or control over information collected by outside advertisers on our site.

Affiliate Program Participation and Third-Party Links

Our website may contain links to affiliate and other websites. Enduring Finances does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other websites. We strongly encourage all users and visitors to be aware when they leave our website they should read the privacy statements of each website they visit.

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.  We may also accept sponsorship and advertisements on the Site. Should this occur, you should assume that these sponsors and advertisers will be given access to the impressions and click data on their marketing pieces. We will never reveal your personally identifiable information to them.

Disclosure of Your Personal Information

IIf we are involved in a merger, acquisition or asset sale, your personal information may be transferred. We will provide notice before your personal information is transferred and becomes subject to a different Privacy Policy.

How long we retain your data

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Rights related to your personal information

Notice concerning children

Please note: We are a general audience site, and do not direct any of our content specifically at children under 13 years of age in compliance with the Children’s Online Privacy Protection Act (COPPA).

This Website is not intended for children under the age of 13. We and this Website do not knowingly and intentionally collect any personally identifiable information from children under the age of 13. If you are under 13 years of age, please do not use or provide any information on this Website. Do not provide your name, address, phone number or any personal information. 

If a parent or legal guardian believes that this Website unknowingly collected personally identifiable information of a child under the age of 13 in its database, please contact us at once at privacy@enduringfinances.com and we will do our best to immediately remove any and all such information from our database.

California residents

Under the California Consumer Privacy Act of 2019 (CCPA), California consumers have the right to:

  • Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.
  • Request that a business delete any personal data about the consumer that a business has collected.
  • Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at privacy@enduringfinances.com.

General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), our legal basis for collecting and using your personal information, as described in this Privacy Policy, depends on the information we collect and the specific context in which we collect it. We may process your personal information because:

  • We need to perform a contract with you, such as when you create a Policy with us
  • You have given us permission to do so
  • The processing is in our legitimate interests and it is not overridden by your rights
  • For payment processing purposes
  • To comply with the law

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. In certain circumstances, you have the following data protection rights:

  • The Right to be informed: You have the right to be informed about the collection and use of your personal data.
  • The Right to object: You have the right to object to the processing your personal data in certain circumstances and the absolute right to stop your data from being used for direct marketing.
  • The Right to restrict processing: You have the right to request the restriction or suppression of your personal data.
  • The Right to Access: We are required to provide you a copy of your personal data upon your request.
  • The Right to Rectification: You have the right to rectify your inaccurate personal data from us without undue delay. 
  • The Right to Erasure: We are required to forget all of your collected personal data upon your request.
  • The Right to Data Portability: You have the right to receive your submitted personal data from us in a commonly used and machine-readable format and have the right to transmit your data to another provider.

You have the right to complain to a Data Protection Authority about our collection and use of your personal information. For more information, please contact your local data protection authority in the European Economic Area (EEA).

How we protect your data

We will take all steps reasonably necessary and with every precaution to ensure that your data is treated securely and in accordance with this Privacy Policy.  We will store your personal information on secure servers and will take all reasonable precautions to prevent the loss, alteration, or misuse of your information.

Under certain circumstances, we may be required to disclose your personal information if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Unsubscribe or Opt-Out

All users and/or visitors to our website have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email or newsletters. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that specific website to unsubscribe and/or opt-out.

Online Tracking: Because we do not track our Site users over time and across third-party websites, we do not respond to browser do-not-track (DNT) signals. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted, we will inform you about the practice in a revised version of this Privacy Policy.

Updates and Effective Date

From time to time, we may update this Privacy Policy. We will notify you about changes by either sending an email message to the email address you most recently provided to us or by posting a notice on our website. We encourage you to periodically check back and review this policy so you will know what information we collect, how we use it and with whom we share it.

The Privacy Policy was updated on October 11, 2020.

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