I started Lime Juicing this Month! I applied in May and the approval came through just after Memorial Day. It has been quite the experience! I have been working a few hours on the weekends and a couple evenings after I get off of work. For a completely PRN, work when I want to work … Read More “Personal Update #5 – June 2021 – I Started Juicing Lime Scooters!” »
Author: Becky Holyoak
An IRA is a tax advantaged retirement account that is not sponsored by an employer. Meaning, you can still receive similar tax benefits as a 401(k) even if your employer does not offer a retirement plan. Even if you participate in a retirement plan sponsored by your employer, you can still contribute to an IRA … Read More “What Exactly Is An Individual Retirement Account?” »
My 1st year of home ownership! This past year has flown by but yet… the days seemed to crawl by slowly. During the past year, I really cracked down on my budget and was able to cut away 3 years’ worth of mortgage payments by paying down extra on principle. In total, I paid just … Read More “Personal Update #4 – May 2021 | My First Year of Homeownership!” »
Disclaimer Notice: “Neither enduringfinances.com nor any of its partners or representatives is in any way affiliated with the United States Government, The Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift … Read More “What Is A Thrift Savings Plan (TSP)?” »
Looking down the road, planning for retirement is a major stressor for just about everyone. How much money will I need to retire? Will Social Security Benefits still be around? Will I have enough money to retire for good? How long will my retirement last? When it comes to saving for retirement and your golden … Read More “Understanding Retirement Accounts: Which One Is Best For You?” »
April was quite the month for me. My job status is still up in the air and the feeling of burnout is overwhelming. These past weeks (months) have been some of the most stressful and nervewrecking time in my life. With all the tension in the office, you could practically cut through the air with … Read More “Personal Update #3 – April 2021 | $100 Month in Dividends!” »
What is an emergency fund? An emergency fund is stash of cash that is readily available for unplanned expenses. It is an essential part of any financial plan and should be built up to cover three to six months of all expenses! What are emergency funds for? Emergency medical bills Home repairs and necessary appliances … Read More “Having an Emergency Fund and Why It Should Matter to You!” »
As we are moving our way through 2021, I am excited to share my journey with all of you! My overall goal is to transparent with the challenges, obstacles, and surprises along the way. No one’s path is the same in this life but, we can still learn and grow together. I want to provide … Read More “Personal Update #2 – January, February and March of 2021” »
Here are 7 ways to put your stimulus check to good use! Pay Any Late Bills Stock up on Food Storage Put it towards your Emergency Fund Max out your 2020 or 2021 IRA Pay on High Interest Debt/Loans Invest it for the long haul Donate it to a charity or someone/place in need. So, … Read More “What Should You Do With Your Stimulus Check?” »
Job interviews are always nerve-wracking for me. I have sat on both sides of the table and no matter what, I will have the jitters going through the experience. It does not matter how many interviews you have aced; it is crucial to prepare and plan ahead for each one. “If you fail to plan, … Read More “How To Prepare For A Job Interview” »